Cigna Dentist – Eugene, OR
Get the Most Out of Your Cigna Dental Benefits
Reduced out-of-pocket costs and year-round oral healthcare are what you can expect when choosing to enroll in a Cigna dental insurance plan. As a valuable investment for your existing and future oral health, the monthly premium you pay opens the door to greater savings each time you meet with your Cigna dentist in Eugene. Dr. Sutter is pleased to work closely with this company and believes in keeping services affordable for all. Call us today if you have questions about how to get the most out of your policy.
Cigna Coverage Availability & Fees
If you are already enrolled in a Cigna dental insurance plan, you know there are different ones to choose from. Although the amount you pay each month likely varies, as well as the monthly deductible and annual maximum, the benefits associated with in-network dentists largely remain the same:
- Preventive services, such as dental exams, dental cleanings, and dental X-rays, are covered at 100%
- Minor restorative services, such as tooth-colored fillings and simple tooth extractions, are covered at 80%
- Major restorative services, such as dentures, dental crowns, or oral surgery, are covered at 50%
Some policies may include orthodontic treatment, but this is not always the case. Many patients are required to purchase a supplemental plan, so you will need to decide whether it is worth the added expense for you and your family.
At For Beautiful Smiles, Dr. Sutter and our team want to help lower your out-of-pocket costs, which is why we not only contract with Cigna to reduce service fees, but we also identify additional ways to help you save.
If you need a complex and expensive dental procedure, but you risk exceeding your annual maximum, we may be able to spread your treatments across calendar years. This allows you to use your existing yearly maximum and the following year’s.
Meet the Team
Understanding dental insurance in Eugene often requires a skilled expert who can decipher confusing terminology and explain convoluted concepts with ease. Fortunately, our team at For Beautiful Smiles is here to do just that! Instead of letting you try to figure your plan out on your own, we’re here to create a stress-free experience. From helping you understand the benefits associated with your plan to determining your out-of-pocket expenses after filing an insurance claim, we’re here to provide the answers and assurance you need.